Frequently Asked Questions

Who uses CASH QUICK?

We serve a variety of customers with different needs. Businesses can use a title loan as leverage to buy supplies or quick cash to meet surprise expenses. Real estate agents and salespeople use our vehicle title loans to improve their cash flow while waiting for commission checks. CASH QUICK takes pride in offering an easy solution to complex problems for all our customers.

What is a title loan?

Simply put, a title loan is a loan with no credit checks and easy approval! Your free and clear car title is all the credit you need to get fast cash.

What is required to get a loan?

Your vehicle, photo ID, and a clear vehicle title are all that is needed to apply for car title loans.

What if someone else's name is on the title with mine?

Please have all people listed on the title come with you to CASH QUICK.

How do I know if my title is "free and clear"?

A free and clear title will say 'No Liens' or have no one listed as a 'Lienholder'. You can also call the auto lender that issued the loan for verification. Questions? We are happy to assist you! Please call us at 334-759-7222

How much can I borrow?

The value of your vehicle and your ability to repay will affect how much can be borrowed. Loan amounts can also vary by state, with a range from $100 to $10,000.

How does the process work?

The process to get a car title loan is fast and simple. All you need is the car's title, vehicle and picture ID. Simply stop by and a friendly agent will evaluate your needs and the vehicle. You will then complete a short application and our agents will review terms and conditions before the loan signing. That's it! Once you are approved, you will then leave with cash AND your car.

How long does the approval process take?

From start to finish the process averages only 20-30 minutes.

Is there a maximum loan amount?

Yes, $10,000 in most states. However, several states have maximums below $10,000.

Is it better to start the process online or in person?

Either online or in person is an efficient choice. We want to make the process as easy and convenient for you as possible. Should you choose to start online, a representative will call and discuss how to finish the process at our office.

Do I still need to visit your office if applying online?

Yes, borrowers still must come in to sign paperwork, have their vehicle evaluated and receive cash. However, starting the process online makes the process even more efficient! We understand that some clients may prefer to apply for title loans by phone. No problem! Simply call us at 334-759-7222 to speak with a loan agent.

Is my personal information safe with CASH QUICK?

You can rest easy knowing we store all information in a fireproof safe or encrypted server. We have never had a data security breach. We adhere to the Gramm-Leach-Bliley Federal Information Safeguarding Law, along with all federal and state privacy laws.

Can self-employed people get title loans?

Yes! Many of our clients are self-employed professionals, such as contractors in need of working capital to buy supplies or meet expenses. Our small business expertise and quick approvals make us the title loan company of choice for self-employed borrowers.

Can I get a title loan if I'm unemployed?

Yes, federal law prohibits discrimination against a borrower's source of income. We must consider your unemployment benefits. We may also consider your start date for a new job or the income of any family and friends who may co-sign on the loan.

I have a low credit score, does this matter?

No. At CASH QUICK we believe owning your own vehicle free and clear proves your creditworthiness.

Is there a prepayment penalty on your title loans?

No. CASH QUICK does not have prepayment penalties.

How can I make loan payments?

We accept cash, debit card, money orders, and cashier’s checks. This makes it convenient to pay in several ways. Our agents will discuss all the payment options available at the time of your loan.