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Cash Quick Payday Loans at 1153 US-280, Phenix City

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Cash Quick Services on Highway 280, Phenix City AL

Our Highway 280 office serves Phenix City, Smiths Station and Russell County, on the Alabama side of the Chattahoochee River. When you need cash quick, choose the loan that fits:

  • Payday loans and cash advances – up to $500, repaid in one payment on your next payday (10 to 31 days).
  • Installment loans – larger amounts repaid in fixed monthly payments.
  • Title loans – $250 to $10,000* at the office, based on your vehicle, and you keep driving your car.

Applying online takes just a few minutes, or visit us in person. You see the full cost before you borrow.

Apply Online Now Directions

Not sure how much you may qualify for or what the loan could cost?

Review our Alabama title loan rates, rules and FAQs first, so you understand the costs before you apply.

How It Works at This Office

  1. Apply online or stop byFill out the short Quick Apply form, or visit the office during business hours.
  2. Show ID and incomeA valid picture ID, proof of income and an active checking account. For a title loan, bring the vehicle and its clear title.
  3. Review your termsYou see the amount, the fees, the APR and the due dates before you sign anything.
  4. Get your moneyOnline loans are deposited to your bank account, often by the next business day. Title loans are paid in cash at the office.

What to Bring

  • A valid picture ID – a driver's license, state ID or passport. You must be 18 or older.
  • Proof of income – a recent pay stub, benefits letter or bank statement. Self-employed? Bank statements work.
  • An active checking account – for payday and installment loans, so the money can be deposited and repaid.
  • A working phone number and email – used to confirm your request.
  • For a title loan: your vehicle and a clear (lien-free) title in your name.

Payday Loans Here, Not Across the River

Phenix City and Columbus are across the river from each other, but the rules are different. Payday loans and cash advances are allowed in Alabama, so they are available at this office. They are not allowed in Georgia, where our Columbus office on Macon Road offers installment loans and title pawns instead. Your loan follows the law of the state where you live and borrow.

Visiting from Smiths Station and Nearby Areas

U.S. 280 links Phenix City with Smiths Station to the north, and U.S. 80 and U.S. 431 lead in from Seale, Fort Mitchell and the south. Phenix City spans Russell and Lee counties and had 38,816 residents in the 2020 Census. The Directions button gives a route from where you are.

Questions About Our Phenix City Office

Yes. Alabama allows payday loans of up to $500 with a fee of up to 17.5% of the amount advanced. Apply online or visit 1153 US-280.

Yes. A cash advance from a lender in Alabama is a payday loan (deferred presentment), repaid in one payment within 10 to 31 days.

Yes. Installment loans are repaid in fixed monthly payments over several months, so each payment is smaller. You see every payment and the APR before you sign.

A valid picture ID, proof of income, an active checking account and a working phone number. For a title loan, also bring your vehicle and its clear title.

Payday loans are illegal in Georgia, and your loan follows the law of the state where you live. Georgia residents can ask about installment loans or a title pawn at our Columbus office.

Active-duty service members and covered dependents are protected by the Military Lending Act, which caps covered credit at a 36% MAPR. Call us first and talk to your legal assistance office.

Monday to Friday 9am to 7pm and Saturday 9am to 1pm; closed Sunday. Please call 334-664-0011 to confirm before you visit.

Office hours and terms are shown as originally published by Cash Quick, LLC. Please call 334-664-0011 before you visit to confirm.

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What Are You Waiting For?

See if you qualify in minutes, with no obligation. You only decide after you see the full cost.

  • Free to apply
  • Quick online form
  • All credit types welcome
  • Clear repayment terms
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